Industrial and Commercial Employment (Standing Orders) Ordinance, 1968 — section 10B

10B. Compulsory Group Insurance..—(1) The employer shall have all the permanent workmen employed by him insured against 2[natural death and disability and] death and injury arising out of contingencies not covered by the Workman’s Compensation Act, 1923 (VIII of 1923), or the 3 [Provincial Employees’ Social Security Ordinance] 1965 (W. P. Ordinance No. X of 1965).

(2)The employer shall in all cases be responsible for the payment of the amount of premia and for all administrative arrangements whether carried out by himself or through an insurance company.

(3)The amount for which each workman shall be insured shall not be less than the amount of compensation specified in Schedule IV to the Workmen’s Compensation Act, 1923 (VIII of 1923)]. 4 [(4) Where the employer fails to have a permanent workman employed by him insured in the manner laid down in clauses (1), (2) and (3) and such workman suffers death or injury arising out of contingencies mentioned in clause (1), the employer shall pay, in the case of death, to the heirs of such workman, or in the case of injury, to the workman, such sum of money as would have been payable by the insurance company had such workman been insured.

(5)All claims of a workman or his heirs for recovery of money under clause (4) shall be settled in the same manner as is provided for the determination and recovery of compensation under the Workmen’s Compensation Act, 1923 (VIII of 1923).] 5